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    • Home
    • Home Loans
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    • Become an Agent
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  • Home
  • Home Loans
  • Find A New Home
  • Become an Agent
  • Contact
Ars Home Solution

Home Loans

loans that WE OFFER

Conventional Loans

From as little as 3% down payment, 620+ credit score

(PMI required for any down payment less than 20%)

FHA Loans

From as little as 3.5% down payment, 500+ credit score 

(10% down payment required for any score below 580)

VA Loans

From $0 down, 580+ credit score

Bank Statement Loans

Use the deposits from your 12 or 24 months of bank statements as income.

Minimum 20% Down payment, 620+ credit score 

Self Employed Programs

We offer many different programs for self employed buyers, with a minimum of 20% Down Payment, 620+ credit score

DSCR

Use the projected rent on the investment property to qualify 

20% down payment , 620+ credit score 


property & OCCUPANCY types

Owner Occupied

Second Home

Investment Property

Property Types

Single Family Residence

Condominium 

1-4 Unit Multi Family

5+ Mixed Use 

Manufactured Homes

Qualification requirement vary depending on down payment & credit worthiness, property type restriction depend on occupancy

Contact Us

Not sure which loan is right for you? ask us any questions you may have on any loan type below

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A.R.S. Home Solution

949.880.5400

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